Welcome to MY401KADVISORS.com
Retirement Plan Consulting for Employers
Plan sponsors have unique fiduciary responsibilities, which our retirement plan advisors prioritize. Our team begins by crafting a plan that aligns with your organization's broader corporate and human resource goals while ensuring ongoing fiduciary compliance. This is just the start of our partnership.
We cater to three key groups: business owners, HR and benefits professionals, and the thousands of employees utilizing retirement plans. Our mission is to empower individuals at every level to feel more secure in finances and fully leverage their benefits. We concentrate on guiding people in saving, investing, and managing their money to achieve their personal life.
Fiduciary Consulting
Fiduciary responsibilities and their associated risks closely linked to various aspects of retirement plans, including the investment lineup, investment policy statement, IRS and DOL guidance, fee structures, benchmarking, participant engagement, decision-making, and outcomes. Our aim is to assist owners and HR/benefits professionals in piecing together all these elements to make informed decisions that encompass the broader scope of their retirement planning. Once we design your plan, we help you select retirement plan vendors—such as recordkeepers, investment firms, and technology providers—that align with your needs, goals, and objectives, while also overseeing these service providers to ensure that clients receive the expected value.
Fee and Service Benchmarking
Fiduciaries dedicated to the highest standard of care demand more from their benchmarking efforts. Their criteria extend beyond mere cost considerations, encompassing the value of every element within a retirement plan. We go beyond simply comparing fees; we focus on understanding service quality and assist you in optimizing the value of every dollar invested.
Investment Management
Our skilled team of money and portfolio managers enables us to create and sustain a robust core funds list, offering participants diverse investment opportunities. We provide both age-based and risk-based options tailored to meet participants' long-term needs.
Driving Employee Outcomes
We combine in-person interactions with technology to identify solutions tailored to each plan participant. Positive outcomes are achieved through a mix of direct communication, group sessions, individual meetings, and data gathering, all of which provide a comprehensive understanding of participants' actual needs.